We help Kiwis take control of their finances

She haggled over interest rates, like we all do, but realised the savings were minimal given she’d be paying almost three times what she borrowed back to the bank.

To figure out how to pay it off faster, Hannah partnered with University of Auckland’s Dr Jamie Snedden to develop a calculus formula for paying off her mortgage in the shortest time, with the lowest interest cost, and the greatest flexibility.

And it works! But it requires a surplus, which despite being highly financially literate, Hannah (a keen shopper!) didn’t have.

She realised it’s not just what you know, but what drives your behaviours. So, she researched the role psychology, accountability and willpower play in decision making.

The result? enable.me’s range of programmes, which have helped thousands of Kiwis get in control of their finances, grow their wealth and get ahead.