The financial pillars pillars help you focus your finances to get ahead – fast.


What are financial pillars?

The financial pillars each align with a particular stage along your financial journey.


If you’re just starting out, looking to get your debt in check or just want to better manage your spending, then focusing on your Money Foundations is key.  The Kickstarter programme looks to build the right habits to get ahead.

If you’re looking to get your first home or pay off your mortgage faster to reach your financial goals, then Managing Your Finances might have the programme for you.

Meanwhile, if you’re ready to build upon your financial foundations and create an investment strategy that boosts your financial position, then Growing Your Wealth is where you’ll want to start.


Finally, if you’re looking to future proof your finances so you can live comfortably in retirement, check out the Preparing for Retirement pillar programme.

Identifying which pillar you fit into means your coach can select the most suitable programme for you and build a strategy that reflects your current situation and sets you up for financial success no matter at what stage of the journey you’re at.

How the financial pillars help you’s financial pillars are designed to help you reach your financial potential.

Each pillar focuses on one stage of your financial journey and helps you achieve a particular financial goal. They build onto each other, so you’re setting the foundations for long-lasting financial success no matter where you start.

The pillar is further broken down into programmes that form the blueprint for helping you achieve your financial goals. Whether you’re trying to get control of your finances, grow your wealth, or get your finances set ahead of retirement, our programmes will help get you there.

How can we help?

At each life stage, you’ll have a different financial goal. Learn more about each of the financial pillars and the programmes included, and see how an coach can help you.

Managing your finances
Managing your finances
managing your finance photo

Build your financial foundation

Managing your Finances is all about taking control of where you’re spending your money, paying down debt, and getting you on the right track towards financial stability.

Is this right for you?

You have plenty of goals of what you’d like to do with your money, but you’re not quite sure how you’ll manage to achieve them. You may be trying to get yourself out of debt, pay down your mortgage faster, or you may still be trying to figure out how you’ll be able to afford your first home. If any of that sounds like you, you’re in the right place.

Find the programme that will help you reach your goals:

Find your focus

Here, you’ll build the foundation for financial success by getting in control of your finances and achieving your financial goals.

Mortgage killer

Get help to pay off your mortgage faster to save thousands in interest and have money to direct towards growing your wealth and preparing for your future.

Growing your wealth
Growing your wealth

Set the stage for future success

You’ve got control of your finances. Now, you want to grow your wealth so you can make the choices you want about how you live your life today, and into the future.

Is this right for you?

You own your own home and want to look at how you can leverage the equity you’ve built to get ahead. You may be interested in putting together a property investment portfolio or see how investing in managed funds can help you build a secure financial future. Sound like you? Read on.

Find the programmes that suit you:

Get ambitious

We’ll show you how you can become more ambitious and use leverage to meet your wealth growing goals.

Maximising Momentum

Build momentum in your wealth journey with investments in both property and managed funds to secure financial security and freedom of choice.

Preparing for retirement
Preparing for retirement

Secure a comfortable retirement

If retirement feels a little closer than you might like, now’s the time to start preparing.

Is this right for you?

You’re mortgage-free and retirement is fast approaching. So, you’re looking at where you can direct your money to ensure you’ll have enough to enjoy your life when you’re no longer earning. You might also be looking at how you can support your family and set them up for their own financial success.

Here's the programme for you:

Future ready

Let us help you put a plan in place that gives you the confidence you’ll be on track to retire how you want when you want.

The benefits of working with


Think big? Get help from our financial coaches today!

Hear what our clients have to say about their experience with

"Paul Cho always explains his advice in terms I can understand. He created an environment and rapport where he’s able to challenge me to look critically at my spending habits, goals and previously held beliefs of what might be possible. I have much greater financial literacy, and feel much more financially empowered and motivated since working with Paul."
Paul Cho's client
"Best thing we have ever done. Great to see exactly where your money is going and the progress we are making with our mortgage. We are very grateful. Thank you to the team."
Elizabeth Blake's client
"We have been amazed at what a difference restructuring our banking has made to paying our mortgage off quicker."
Nadine Higgins' client
"Roger is just fabulous! He listens to us and has our end goals at heart. We would not be in the position of having options if it wasn’t for Roger and the team. Best decision and investment we have ever made. Thank you."
Roger Swift's client
" has made us more aware of our spending and what the possibilities are when it come to our finances and paying off our mortgage. We are extremely excited about what we will achieve in the next few years."
Alisha Brady's client
"I liked that Kristin was thorough, didn't judge my spending habits, and made me feel like I've got options. She also explained things in ways that were easy to understand."
Kristin Sutherland's client
"I like that it was a personalised service. My consultant was knowledgeable and able to answer my questions with clarity & non-judgement. I was able to establish some clarity for my goals in the timeframe."
Kristin Sutherland's client
"Hannah was very approachable and easy to talk to. We didn’t feel like we were being told off or made to feel we had been doing the wrong thing, but how we could turn things around and make things better."
Hannah McQueen's client