Future Ready
Prepare for Retirement With Confidence.
Retirement isn’t just about stopping work. It’s about creating a secure, sustainable future backed by a clear plan and expert guidance.
Design the Retirement You Deserve
Retirement can feel uncertain. How much will you need? Will your investments last? Are you on track – or behind?
Future Ready is designed to give you clarity. Your enable.me coach will create a personalised plan to prepare you for the retirement you deserve, support you in executing that plan, and keep you accountable every step of the way.
With the right structure and guidance, retirement becomes less about guesswork and more about strategy.
What Your Coach Will Focus On
Money Habits & Financial Strategy
We define a clear financial strategy that identifies the challenges you’re facing and maps out how to overcome them.
Cash Flow Management
We determine what you’re currently spending, identify areas of ‘fritter’, and establish systems to better manage expenses and predict future spending requirements.
Retirement Planning & Projections
Wealth Planning & Asset Structure
We determine your retirement goals – whether that’s closing your savings gap, retiring earlier, helping your kids, or leaving a legacy – and how to get you there comfortably.
KiwiSaver Assessment
We review your current KiwiSaver settings, including contribution levels, provider options, and fund types. We will introduce you to a KiwiSaver adviser if suitable.
Execution & Accountability
You’ll have ongoing access to your coach between sessions, and we’ll complete a final review to assess your achievements against your original goals and projections.
The Benefits of Working with enable.me
Independent, Expert Strategies Driven by Real Accountability.
Working with enable.me means:
- Independent financial advice – no product bias
- Tactical plans backed by data
- Clear 12-month roadmaps
- Structured progress reviews
- Coaches who understand both lending markets and household cash flow
We don’t just provide recommendations. We help you execute them.
Book Your
Consultation Today
Secure your initial one-on-one session with a qualified, independent financial adviser for $149 (valued at $400).
Your 90-minute consultation is tailored to the complexity of your situation and designed to give you clarity on:
- Your projected retirement income needs
- Whether a retirement savings gap exists
- Your current KiwiSaver and investment position
- The appropriate asset mix for your stage of life
- What a structured 12-month plan could look like
At the end of the session, you’ll understand your next best move.
If you’ve been referred by a friend, enter their full name during booking to unlock mates’ rates.
Returning clients (who have attended a consultation within the last two years) will be charged the full consultation value.
What to Expect in
Your Consultation
We all start our financial journey at different stages. We have different tendencies, wealth levels, timeframes, and ambitions. No matter where you’re starting out and where you want to end up, enable. me can help.
Your initial consultation with an enable.me financial adviser is designed to get a better understanding of where you are now and what your financial goals are to see how we can support you on this journey. It’s split into four parts.
Part 1: Diagnose Your Situation
We’ll dive into your money mindset, habits, and financial position. We’ll assess what you own, owe, earn, and spend, plus review your mortgage repayment progress and any existing investments.
Part 2: Analyse the Opportunities
We’ll benchmark your current performance against your goals, highlight inefficiencies (like fritter spending), and show you where smarter strategies can speed up your progress and help identify areas for improvement.
Part 3: Strategic Recommendations
We’ll discuss a high-level retirement game plan tailored to you, what to focus on, when to act, and how your decisions impact your long-term financial future. Depending on your situation, this may include a projected mortgage-free target date, savings goals, or investment strategies.
Part 4: Your 12-Month Plan
You’ll get a clear outline of what the first 12 months with enable.me could look like, from a quick tune-up to an intensive programme designed to unlock your financial potential.
What Our
Clients Say
Real stories from real people we’ve helped.
“Alisha was very helpful at holding us accountable and working with us. We are not your typical clients and Alisha really understands our needs. What could be better is help with dealing with the banks at the time of renegotiation our mortgage.”
Alisha Brady’s Client
“Dianne was great to deal with, she’s good with people and obviously knows her stuff.”
Dianne Barlow’s Client
“Communication pre appt was clear. Katie was amazing – inclusive, non judgmental and very realistic in how life can run along without pause to look at these things. Felt very comfortable being open and confident with plan ahead. Amazing – thank you.”
Katie Wesney’s Client
“Karen was awesome, we really enjoyed our time with her and we learnt a lot. The plan she outlined for us is really exciting and Karen really understood what we were aiming for.”
Karen Beckham’s Client
“I really valued how direct, open, honest and transparent Shelly was in our recent engagement. The conversation felt authentic and personal, and I felt comfortable and safe sharing life challenges that are closely intertwined with financial decisions. I’m looking forward to the coaching accountability this relationship will provide — similar to having a personal trainer — and having a trusted partner alongside what can sometimes be a lonely journey.”
Shelley Palman’s Client
“Youve turned a daunting task into an exciting plan that offers us a glimpse into a future we couldn’t have dreamed of. The conversation was all about what matters to us and any changes we should make were presented with choice and diplomacy. We’re really excited to work more with you to bring our plan to life! Thank you – its one conversation that could change our whole family’s future.”
Lisa Butler’s Client
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