Maximise your money’s momentum


An enable.me coach will help design a plan that sharpens cash flow and mortgage management and use this to create opportunities to grow wealth. This could include property investment advice, property portfolio management as well as creating diversity by investing in managed funds.
What your coach will focus on to maximise momentum
Money habits
Identify your spending habits, work to develop a wealth mindset and set a financial strategy to help you meet your financial goals.
MANAGING YOUR FINANCES
Understand current areas of spending and fritter and establish systems to better manage expenses and maximise cash surplus.
Set up a debt repayment plan and systems that efficiently direct cashflow surplus towards paying off debt.
Review your current mortgage setup and the lending market to determine whether there are benefits to refinancing to help pay it off faster.
GROWING YOUR WEALTH
Accelerate the creation of equity in your home and optimising your finances to make you a strong candidate for future borrowing.
Look into your options for growing wealth, taking into consideration: investment into managed funds or property, any leverage from your current home, your risk appetite, timeframe, and projected shortfall at retirement.
Estimate the money you’ll need in retirement and whether a gap exists.
Work alongside a dedicated property investment coach and our partner mortgage brokers, we help you with investment planning, support you through the searching and purchasing of the property, as well as ownership and mortgage repayment structures.
Working alongside a dedicated investment coach to assess how managed funds could be used to grow your wealth, review current investments, and create an investment plan that considers your risk profile and preferences.
Assess potential exposure to financial uncertainty and work with you to review existing cover.
Quarterly progress meetings and ongoing check-ins to review progress, troubleshoot problems and refine your plan to ensure it remains fit for purpose.
The benefits of working with enable.me
Think big? Get help from our financial coaches today!
Hear what our clients have to say about their experience with enable.me
The latest news
The latest news, ideas, and insights to help you make the most of your finances.
Times are changing. Is it time to re-evaluate your investment property?
Property investment is a key part of many Kiwis’ plans to grow wealth. But with a constantly changing environment, the traditionally passive approach may
3 things that can impact your ability to settle, and how to mitigate them
When buying a new build there may be a lag between going unconditional and settlement. Which opens you up to risks that could impede
Don’t believe you have opportunities to get ahead right now? We believe you do.
Making financial progress when times are good is easy. But taking the opportunity to make progress when faced with economic headwinds will pay off
Let’s close the confidence gap to help close the gender wealth gap
There are a few factors that contribute to the gender wealth gap. And a significant piece of that puzzle is the confidence gap. We
Is it worth locking in my mortgage for a 5yr term?
With mortgage rates changing regularly, and continue instability, you may be wondering how long to refix for. As banks lower their 5-year rates, are
Setting good financial goals and why your systems can make or break them
Setting a financial goal - while important - isn't enough to achieve financial success. You also need to ensure you've got the right systems
How to set your intention for a better financial future
Did you achieve everything you wanted to – particularly relating to your finances? If not, now's your chance to set your intention for a
Here’s why you shouldn’t freak out in the face of rising interest rates
While there’s plenty of doom and gloom about the New Zealand economy, there are still things to be positive about. Find out what they
Tips for creating financial tailwinds when facing economic headwinds
"The most important trump card you have when it comes to trying to foster and cultivate financial success is forward momentum." Here's how you
Why fixing your mortgage on a longer term might not be the best idea
Learn why fixing your mortgage rate for 3 years or more might seem like the safer move, but could actually cost you more on