Website Terms & Conditions


We have made every effort to ensure that the information contained on this website is complete and accurate, makes no representation or warranty of any kind as to the accuracy or completeness of the information, or that the information is suitable for your intended use.

To the maximum extent permitted by law, neither nor its directors, or employees will be liable for any loss or damage suffered by you through use of this website.

Cookies – We may use cookies when you are on our website. These allow us to track and target the interests of our website users. Any information we collect and share with third parties through cookies is aggregated and anonymous. The information may be used to help us identify you, to provide you with personalised features and for tracking traffic on our website to serve advertisements for our products and services when you visit our website and third-party websites. You can prevent new cookies from being installed and delete existing cookies. For information on how to do so, check your internet browser settings.

Collection of analytics information through our website – To improve our website and advertising, we may use information gathered from web analytics tools. This may include traffic to, from and within our website, your mouse click activity, your IP address and other information that you voluntarily enter into the website. In addition, our website may use third party cookies from Google Analytics for Display Advertisers. The tracking data is stored in a database managed by Google and gives us insight into behavioural information relating to visitor age, gender and interests on an anonymous and aggregate level and who has viewed our advertising on other websites.

No financial advice – The material on this website is for information purposes only. does not warrant the accuracy, adequacy, completeness, timeliness or reliability of this website and expressly disclaims all warranties and representations of any kind with regard to this website. It is not financial advice and has not been prepared with regard to your particular financial situation or investment objectives. Neither nor any of its employees, contractors, directors or shareholders will be responsible or be liable for any direct, indirect, consequential, loss of profits or damages (including for negligence) arising out of your use of this website. Before making an financial decision you should seek professional and/or legal advice relevant to your circumstances.

Intellectual property – holds all copyright and other intellectual property rights to the information, images, web pages, logos and brands on this site, which may not be copied or reused (other than as expressly intended by this site) without the written consent of You may not display or distribute the content of this website in public, or where the content is accessible to the public, without the permission of


Should you have any concerns about your privacy contact:

Level 4, 165 The Strand, Parnell, Auckland 1010

PO Box 42073, Orakei

Auckland 1745

Attention: Complaints



As part of the delivery of our services we may engage the service of third-party providers. The collection and storage of your information by those parties is governed directly by their privacy polices.