Website Terms & Conditions

Please take a moment to read through these terms and conditions before using our site.

Application of these website terms and conditions

These terms and conditions (“Terms”) cover your use of the following websites owned by AdviceFirst Limited (“AdviceFirst”); or or or (our/the websites). By accessing these websites, you agree to these Terms. If you do not agree, you must not use our Websites.

These Terms are in addition to, and do not replace, any specific Terms applicable to any AdviceFirst product or service. In case of any conflict between these Terms and those of AdviceFirst’s products and services, the Terms of the specific products and services will take precedence.

We may modify these Terms from time to time. Your continued use of the Website following any changes means you accept the updated terms.

We have made every effort to ensure that the information contained on this website is complete and accurate. AdviceFirst makes no representation or warranty of any kind as to the accuracy or completeness of the information, or that the information is suitable for your intended use.

To the maximum extent permitted by law, neither AdviceFirst nor its directors, or employees will be liable for any loss or damage suffered by you through use of the Websites.

AdviceFirst does not guarantee that the Websites will be uninterrupted or error-free. While care has been taken to prevent the introduction of viruses on to the Websites, AdviceFirst does not guarantee that the Websites are free from viruses.

User Conduct – We expect all users to use the websites in a legal and responsible manner. Do not use the websites for illegal or unauthorised purposes. Do not submit or transmit any offensive material or violate the rights of others. Do not interfere with or disrupt the websites, or disobey any policies or regulations of networks connected to the websites.

Cookies – We may use cookies when you are on our websites. These allow us to track and target the interests of our website users. Any information we collect and share with third parties through cookies is aggregated and anonymous. The information may be used to help us identify you, to provide you with personalised features and for tracking traffic on our websites to serve advertisements for our products and services when you visit our websites and third-party websites. You can prevent new cookies from being installed and delete existing cookies. For information on how to do so, check your internet browser settings.

Collection of analytics information through our websites – To improve our websites and advertising, we may use information gathered from web analytics tools. This may include traffic to, from and within our websites, your mouse click activity, your IP address and other information that you voluntarily enter into the website. In addition, our websites may use third party cookies from Google Analytics for Display Advertisers. The tracking data is stored in a database managed by Google and gives us insight into behavioural information relating to visitor age, gender and interests on an anonymous and aggregate level and who has viewed our advertising on other websites.

No financial advice – The material on our Websites are for information purposes only. AdviceFirst does not warrant the accuracy, adequacy, completeness, timeliness or reliability of these Websites and expressly disclaims all warranties and representations of any kind with regard to these websites. It is not financial advice and has not been prepared with regard to your particular financial situation or investment objectives. Neither AdviceFirst nor any of its employees, contractors, directors or shareholders will be responsible or be liable for any direct, indirect, consequential, loss of profits or damages (including for negligence) arising out of your use of our Websites. Before making a financial decision you should seek professional and/or legal advice relevant to your circumstances.

Intellectual property – AdviceFirst holds all copyright and other intellectual property rights to the information, images, web pages, logos and brands on our sites, which may not be copied or reused (other than as expressly intended by this site) without the written consent of AdviceFirst. You may not display or distribute the content of our Websites in public, or where the content is accessible to the public, without the permission of AdviceFirst.

Governing Law – The information on our Websites are intended for residents of New Zealand only and any products or services offered on the Website are only offered to New Zealand residents living in New Zealand. These terms and conditions are governed by New Zealand law and are subject to the exclusive jurisdiction of the New Zealand courts. References to $ or dollars mean New Zealand currency unless otherwise specified.

Privacy – AdviceFirst comply with the Privacy Act 2020. For information about how we collect, use, store and share information, please review our Privacy Policy.

Contact Us

How to contact us: If you have any questions or requests relating to these website terms and conditions, please contact us by emailing

Address: AdviceFirst Ltd, trading as, Level 4, 165 The Strand, Parnell, Auckland.