Refer a friend
At enable.me, we’re passionate about helping Kiwis achieve their dreams. Every client referred to enable.me will receive their initial consultation with a coach for only $100 (usually $400) and a $100 credit towards your next programme. T&Cs apply.
NEW FOR OCTOBER – NOVEMBER 2025: Refer someone between 1st October and the 30th November 2025, and you’ll also go in the draw to win one of two My Food Bag Christmas Meal Kits. T&Cs apply.
Help your friends and family realise their dreams with enable.me
Whether it’s getting started, getting ahead, or getting ready for retirement – we can help create the plan that gets you there.
At enable.me, we want every Kiwi to feel in control of their finances and the life they want. We’d love your help to reach more people around New Zealand so we can help them take control of their money, build their wealth, and achieve financial success. When you refer someone, they’ll get their initial consultation for just $100. (T&Cs apply). You will receive a $100 credit towards your next programme (T+C’s apply). And for every friend you refer between October–November 2025, you’ll also go in the draw to win one of two My Food Bag Christmas Meal Kits. T&Cs apply.
If you know someone who could benefit from financial advice with one of our experienced financial coaches, just tell them to book their first consult through our website, select ‘Referred by a friend’ in the How did you hear about us dropdown, and ask them to mention your name on the booking form.
Workplace Referrals – Financial Wellbeing for Employees
Is Employee wellbeing part of your workplace? Here at enable.me we offer a range of workplace financial wellbeing solutions. We’d love your help to reach workplace decision makers. Refer us to your workplace and if they agree to work with us, we will provide you a $500 credit towards your next programme (T+C apply)
Terms and conditions
Referral Campaign Terms & Conditions.
The promotional period for the My Food Bag Christmas Meal Kit draw runs between 1st October 2025 and 30th November 2025. This promotion is for existing enable.me clients or past enable.me clients who completed a programme referring new prospective clients to enable.me.
To be eligible for this promotion your referee:
- Must have completed their consultation booking form between the 1st October and 30th November 2025.
Additional enable.me refer a friend terms and conditions:
- Referrals must be made by existing enable.me clients in an active programme or previous enable.me clients who completed at least one 12-month programme.
- Clients referring a friend for a consultation are responsible for ensuring their referral is recorded, by having their friends/family member sign up using their name in the ‘Referred By’ field.
- The person booking and attending the consultation must nominate who referred them, as the referral benefits are only available to one person.
- The client or previous client referring a friend will receive $100 credited towards their next programme cost. If they do not proceed with another programme, this credit is non transferrable and cannot be redeemed for cash.
- The client or previous client referring a workplace of 20 or more staff, will receive $500 credited towards their next programme cost. If they do not proceed with another programme, this credit is non transferrable and cannot be redeemed for cash.
- The $100 consultation fee must be paid in full for clients to be eligible for the promotional offer.
- enable.me accepts no responsibility for late or misdirected entries.
- enable.me will not make retrospective payments if informed of referrals after the promotional period has ended.
- Clients who make eligible referrals will be contacted by email.
- Eligibility is at the sole discretion of AdviceFirst Limited.
*standard enable.me financial consultation terms & conditions – See important information on our website.
The benefits of working with enable.me
Achieve better results with an experienced coach who’s on your side.
We have plans suitable for all life stages
Tactical plans that are driven by data
An experienced team who can help no matter your financial need: wealth planning, investing, property, and mortgage
Diverse investment approach for a more secure financial future
Achieve better results with an experienced coach who’s on your side.
We have plans suitable for all life stages
Tactical plans that are driven by data
An experienced team who can help no matter your financial need: wealth planning, investing, property, and mortgage
Diverse investment approach for a more secure financial future
Hear what our clients have to say about their experience with enable.me
"We have been amazed at what a difference restructuring our banking has made to paying our mortgage off quicker."
"Thank you for the meeting. You gave good guidance which I found really helpful. You have a lovely way about you, Karen, and I really appreciated that. I felt listened to and guided without being judged."
"enable.me has made us more aware of our spending and what the possibilities are when it come to our finances and paying off our mortgage. We are extremely excited about what we will achieve in the next few years."
"I liked that Kristin was thorough, didn't judge my spending habits, and made me feel like I've got options. She also explained things in ways that were easy to understand."
"I like that it was a personalised service. My consultant was knowledgeable and able to answer my questions with clarity & non-judgement. I was able to establish some clarity for my goals in the timeframe."
"Having an independent person review our spending is helpful in regard to knowing what is normal or excessive. My husband is more likely to listen to our advisor than his wife."
"enable.me has really helped me keep on track with my financial goals. We have a great relationship with our coach, who gives us amazing, honest advice and keeps us accountable. I believe without the help of enable.me we would not have purchased our first home. Thank you!!"
"I appreciate that it's completely personalised to me and my circumstances, not a cookie cutter one size fits all."
"We just need to tell you that Matt is amazing! He listens and we always get precise and honest guidance on our current financial situation and strategy for the future. We couldn't do without him. Thank you, Matt!"
"I felt there was no judgment from the advisor I had my initial meeting with. She listened to me and by asking further questions was able to lead into deeper conversations. I also felt safe speaking with her and feel confident moving forward with what I want to achieve."
"Personalised, informative, scary but in a positive way. No hard sell, just facts & data."
"Felt that Katie interpreted exactly where I was at and what I needed. I felt heard."
"Loved how honest Shelley was. Have already made our first recommendation."
Thanks so much, Maylyn, for all your guidance this past year, helping us to have better understanding and take better control of our finances.
It's been an amazing journey so far!
“Being mortgage-free is a major milestone for us…There is absolutely no way we would have achieved this without the help of enable.me. They push you (but not too hard!) to be brave. It’s been fantastic to have people in our corner giving expert advice. A seriously life-changing experience!”
“Lisa was open and honest with us. She builds rapport quickly and effectively”
“Lisa is non-judgemental, very kind and has a real passion for helping people be the best they can be.”
“Professional, expert, non-judgemental, friendly, understanding – the whole package!”
“Katie is fantastic, focused on what we can achieve & has really made us understand how our money can work for us”
“Katie is brilliant to work with because she goes on the journey alongside you – she understands you & what will work best for your family”
“Ray was professional, but also laid back – which really helped our nerves!”
“Importantly, we did not feel any judgement about our current financial situation. Ray clearly outlined what’s possible for us to achieve, and we’re confident that we will have the support to meet our goals. We should have done this years ago”
“Liz is so good at what she does! She helps me feel like it’s a work in progress and provides practical next steps”
“Dealing with finance's can be quite confronting, but Liz was open, honest, straight to the point and made us feel so comfortable”
“We feel so comfortable and relaxed talking about our plan. We feel confident we will do this, knowing you’re beside us every step of the way.”
“We come away from each meeting feeling very motivated & excited to put our action plan into place & reap the benefits.”
“Working with you has allowed me to get my life to a place where I’m happy, in control, and in a job that’s paying me what I’m worth. Wonderful unexpected side effects to sorting my finances out.”
“You listened – I shared some very personal information and I felt supported”
“I like the way she guides me to empower myself”
“Really wish we’d come to you sooner, but better late than never! Loved the fact you totally understood where we are at with our situation”
“Sarah gave me confidence in where I can get to in the future”
"When you said our retirement plan could be fine if we stay the course, it meant the world to us. Retirement has always been one of those things that tends to get put on the back burner and neglected until it's too late."
“Ray is so easy to talk to”
“Always amazing! I walk out of the office feeling hugely inspired after every appointment.”
“Lisa has such a positive and reassuring approach”
“I respected the thoroughness of Dianne’s questions and the fact I never felt judged”
“Dianne really knows her stuff and we have confidence that she walks the talk!”
“It’s been fantastically empowering and has forced us to have financial discipline, but in a way which doesn’t greatly affect our lifestyle. We’ve had fast results!”
“Corrie-Ann is very real and easy to deal with”
“Your professional and caring manner has “enabled me” to gather the strength to finally take charge of the family finances”
“Corrie-Ann is so helpful and professional in her approach showing genuine concern to achieve the best outcomes”
“Your generous support both with our finances and my personal challenges has been incredible”
“I liked how knowledgeable and professional Alisha was. She listened and wasn’t judgemental”
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
“Great to have someone knowledgeable to bounce ideas off regarding property investment. It’s also really good to have support, ensuring we get ahead and really pay off the mortgage quickly.”
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
“Thank you for getting us to a point where our future is brighter, and our financial intelligence is greater – you have really changed our lives”
"We loved how comfortable we were talking with Alisha about our finances. She made it easy for us to see some direction – and that was just the first meeting!"
"I can’t believe how far I have come in getting on top of my finances and making better decisions….Knowledge is power! The disciplines you taught me will stay with me for life"
"We have been amazed at what a difference restructuring our banking has made to paying our mortgage off quicker."
"Thank you for the meeting. You gave good guidance which I found really helpful. You have a lovely way about you, Karen, and I really appreciated that. I felt listened to and guided without being judged."
"enable.me has made us more aware of our spending and what the possibilities are when it come to our finances and paying off our mortgage. We are extremely excited about what we will achieve in the next few years."
"I liked that Kristin was thorough, didn't judge my spending habits, and made me feel like I've got options. She also explained things in ways that were easy to understand."
"I like that it was a personalised service. My consultant was knowledgeable and able to answer my questions with clarity & non-judgement. I was able to establish some clarity for my goals in the timeframe."
"Having an independent person review our spending is helpful in regard to knowing what is normal or excessive. My husband is more likely to listen to our advisor than his wife."
"enable.me has really helped me keep on track with my financial goals. We have a great relationship with our coach, who gives us amazing, honest advice and keeps us accountable. I believe without the help of enable.me we would not have purchased our first home. Thank you!!"
"I appreciate that it's completely personalised to me and my circumstances, not a cookie cutter one size fits all."
"We just need to tell you that Matt is amazing! He listens and we always get precise and honest guidance on our current financial situation and strategy for the future. We couldn't do without him. Thank you, Matt!"
"I felt there was no judgment from the advisor I had my initial meeting with. She listened to me and by asking further questions was able to lead into deeper conversations. I also felt safe speaking with her and feel confident moving forward with what I want to achieve."
"Personalised, informative, scary but in a positive way. No hard sell, just facts & data."
"Felt that Katie interpreted exactly where I was at and what I needed. I felt heard."
"Loved how honest Shelley was. Have already made our first recommendation."
Thanks so much, Maylyn, for all your guidance this past year, helping us to have better understanding and take better control of our finances.
It's been an amazing journey so far!
“Being mortgage-free is a major milestone for us…There is absolutely no way we would have achieved this without the help of enable.me. They push you (but not too hard!) to be brave. It’s been fantastic to have people in our corner giving expert advice. A seriously life-changing experience!”
“Lisa was open and honest with us. She builds rapport quickly and effectively”
“Lisa is non-judgemental, very kind and has a real passion for helping people be the best they can be.”
“Professional, expert, non-judgemental, friendly, understanding – the whole package!”
“Katie is fantastic, focused on what we can achieve & has really made us understand how our money can work for us”
“Katie is brilliant to work with because she goes on the journey alongside you – she understands you & what will work best for your family”
“Ray was professional, but also laid back – which really helped our nerves!”
“Importantly, we did not feel any judgement about our current financial situation. Ray clearly outlined what’s possible for us to achieve, and we’re confident that we will have the support to meet our goals. We should have done this years ago”
“Liz is so good at what she does! She helps me feel like it’s a work in progress and provides practical next steps”
“Dealing with finance's can be quite confronting, but Liz was open, honest, straight to the point and made us feel so comfortable”
“We feel so comfortable and relaxed talking about our plan. We feel confident we will do this, knowing you’re beside us every step of the way.”
“We come away from each meeting feeling very motivated & excited to put our action plan into place & reap the benefits.”
“Working with you has allowed me to get my life to a place where I’m happy, in control, and in a job that’s paying me what I’m worth. Wonderful unexpected side effects to sorting my finances out.”
“You listened – I shared some very personal information and I felt supported”
“I like the way she guides me to empower myself”
“Really wish we’d come to you sooner, but better late than never! Loved the fact you totally understood where we are at with our situation”
“Sarah gave me confidence in where I can get to in the future”
"When you said our retirement plan could be fine if we stay the course, it meant the world to us. Retirement has always been one of those things that tends to get put on the back burner and neglected until it's too late."
“Ray is so easy to talk to”
“Always amazing! I walk out of the office feeling hugely inspired after every appointment.”
“Lisa has such a positive and reassuring approach”
“I respected the thoroughness of Dianne’s questions and the fact I never felt judged”
“Dianne really knows her stuff and we have confidence that she walks the talk!”
“It’s been fantastically empowering and has forced us to have financial discipline, but in a way which doesn’t greatly affect our lifestyle. We’ve had fast results!”
“Corrie-Ann is very real and easy to deal with”
“Your professional and caring manner has “enabled me” to gather the strength to finally take charge of the family finances”
“Corrie-Ann is so helpful and professional in her approach showing genuine concern to achieve the best outcomes”
“Your generous support both with our finances and my personal challenges has been incredible”
“I liked how knowledgeable and professional Alisha was. She listened and wasn’t judgemental”
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
“In what is just over two years, I have doubled my personal wealth and have two investment properties. We are now working on being financially sorted until the end of my days”
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
“Great to have someone knowledgeable to bounce ideas off regarding property investment. It’s also really good to have support, ensuring we get ahead and really pay off the mortgage quickly.”
“enable.me helped me realise I could do more to make sure my future is financially secure, and that retirement is not something to fear”
“Thank you for getting us to a point where our future is brighter, and our financial intelligence is greater – you have really changed our lives”
"We loved how comfortable we were talking with Alisha about our finances. She made it easy for us to see some direction – and that was just the first meeting!"
"I can’t believe how far I have come in getting on top of my finances and making better decisions….Knowledge is power! The disciplines you taught me will stay with me for life"