Live the life you want in retirement

Put the right plan in place today, so you can retire in style tomorrow.


Ready. Set. Retirement.


Retirement feels like it’s fast approaching. And, while you’re comfortable now, you’re starting to wonder if it will be enough to see you through your retirement, or whether you’ll need to keep working beyond 65.

At, our coaches can help you understand your short- to long-term options and help create an investment strategy that generates enough wealth to last you through retirement. And, if you want to leave something for the kids or beneficiaries, they can help with that too.

The building blocks for retirement planning

Our approach to preparing for retirement looks at all the elements of your financial plan. It includes focusing on your money habits and cashflow foundations to positively influence your retirement outcomes.

Your money habits

Money psychology

Wealth mindset

Setting financial strategy

Managing your finances

Cashflow management

Debt repayment

Mortgage repayment

Insurance & risk advice

Preparing for retirement


Retirement planning

Wealth planning

Investment planning

Estate and succession planning

Wealth decumulation

Benefits of preparing for retirement with an coach

At we want to help you create enough wealth to maintain your lifestyle in the future, and leave behind a lasting legacy.

So, we:

Explore the factors that will influence the age at which you will retire

Account for downsizing and KiwiSaver to contribute to retirement, but acknowledge they won’t provide all the funds you’ll need

Know that you’ll require different levels of cashflow at various stages of your retirement

Put in place a plan that factors in inflation and market volatility, and guide you towards a diverse investment portfolio to help minimise impact

Help create intergenerational wealth, and put a plan in place to pass on wealth to beneficiaries

The benefits of working with


Think big? Get help from our financial coaches today!

If you want to get started, get ahead, or get ready for retirement – we can help create the plan that gets you there. You can secure your initial financial consultation for just $249 (valued at $400).

Hear what our clients have to say about their experience with

"Paul Cho always explains his advice in terms I can understand. He created an environment and rapport where he’s able to challenge me to look critically at my spending habits, goals and previously held beliefs of what might be possible. I have much greater financial literacy, and feel much more financially empowered and motivated since working with Paul."
Paul Cho's client
"Best thing we have ever done. Great to see exactly where your money is going and the progress we are making with our mortgage. We are very grateful. Thank you to the team."
Elizabeth Blake's client
"We have been amazed at what a difference restructuring our banking has made to paying our mortgage off quicker."
Nadine Higgins' client
"Roger is just fabulous! He listens to us and has our end goals at heart. We would not be in the position of having options if it wasn’t for Roger and the team. Best decision and investment we have ever made. Thank you."
Roger Swift's client
" has made us more aware of our spending and what the possibilities are when it come to our finances and paying off our mortgage. We are extremely excited about what we will achieve in the next few years."
Alisha Brady's client
"I liked that Kristin was thorough, didn't judge my spending habits, and made me feel like I've got options. She also explained things in ways that were easy to understand."
Kristin Sutherland's client
"I like that it was a personalised service. My consultant was knowledgeable and able to answer my questions with clarity & non-judgement. I was able to establish some clarity for my goals in the timeframe."
Kristin Sutherland's client
"Hannah was very approachable and easy to talk to. We didn’t feel like we were being told off or made to feel we had been doing the wrong thing, but how we could turn things around and make things better."
Hannah McQueen's client