Where’s My Money Season 3, Episode 1

Season Three of the multi-award-winning podcast Where’s My Money? is done and dusted, and here we bring you the hot tips shared by host Reagan White and his guests over the season. 

enable.me partners with rova to bring this podcast to life and stimulate the conversation about finances with everyday Kiwis. Where’s My Money? follows the story of Reagan – a man chasing the Kiwi Dream but feeling stuck living month-to-month – and his discussions with the experts about what he may be doing wrong and how to fix it.  

One man. One million dollars of debt. One podcast to find a way out. 

Where’s My Money? host Reagan White opens the season with a discussion about the economic volatility felt at the beginning of 2025, and how that impacts personal finances and mental health.  

He is joined in this episode by self-leadership pioneer Sue Kohn-Taylor and enable.me founder Hannah McQueen.  

Self-leadership to support your money mindset 

Sue Kohn-Taylor is an award-winning entrepreneur, self-leadership and resilience specialist, international speaker, and investor in forestry, cybersecurity, and energy. She shares with Reagan some hot tips about how to stay in control of your mindset throughout your day.  

“There is more going on than there ever has… that bubbles, that creates more fear,” she says.  

“Most people get so caught up on all the external stuff that they’ve forgotten who they are, why they are here, why they’re doing the work they are doing… it’s constant chaos.”  

Her top tip to deal with this and stave off the financial freakout is to separate the emotion from what is happening in front of you. Let yourself consistently process what is happening emotionally and not let it store up as stress in your body and mind.  

Sue comes back to the necessity of having an overarching goal and plan to remind you who you are and where you want to go – to keep your mindset on track for success. 

Tying your self-worth to your finances is common – a keeping up with the Joneses mindset – but also a risk for mental health, where comparing yourself to others comes with significant costs. It’s important to know your values, and what you want, to combat this. 

TIP: Chunk up your goals into small milestones with a shorter lead time, rather than large unrealistic expectations of yourself and your situation. Look at what you want to achieve in the next 12 weeks, rather than committing to the pressure of a 5-year plan. 

When navigating turbulent times, look at all your options 

Towards the end of the episode, Hannah McQueen re-enters the chat to check in with Reagan on how his mortgage journey is going a year on from when they first discussed his financial situation on Season 1, Episode 1 of the podcast.  

Reagan has improved his cash position and made progress with his mortgage, but his family is feeling tired with the trade-offs they are making.  

Hannah leans into the fact that he has options with what he can do, and his next move doesn’t have to feel like a backwards step. She shares the “anti-Kiwi Dream,” of rent vesting as an option for Reagan and his family.  

If the Kiwi Dream is buying a family home and settling in the ideal location, rent-vesting can seem somewhat backwards; renting somewhere you want to live and buying an investment property in a different, more affordable area.  

However, it can make sense for some people in specific situations. Hannah and Reagan discuss the trade-off and consider the upsides and downsides of this option.  

As Reagan says, “the numbers make sense, but it feels like a scary, backwards step.” 

While there are factors that feel like a downside – less stability for their kids, for one – it can be a positive option for meeting future financial goals. As Hannah explains in the episode, it all depends on the individual financial situation you have to work with.Have a listen to get the full benefit of Sue Kohn-Taylor and Hannah McQueen’s insights.  

Disclaimer: The Where’s My Money? podcast and the information shared by host Reagan White and his guests does not constitute individual financial advice. If you’re interested in receiving financial advice, you can book a consultation with an enable.me coach. Costs apply.   

Watch and listen to the full podcast episode below.