Future Ready
Prepare for Retirement With Confidence.
Retirement isn’t just about stopping work. It’s about creating a secure, sustainable future backed by a clear plan and expert guidance.
Design the Retirement You Deserve
Retirement can feel uncertain. How much will you need? Will your investments last? Are you on track – or behind?
Future Ready is designed to give you clarity. Your enable.me coach will create a personalised plan to prepare you for the retirement you deserve, support you in executing that plan, and keep you accountable every step of the way.
With the right structure and guidance, retirement becomes less about guesswork and more about strategy.
What Your Coach Will Focus On
Money Habits & Financial Strategy
We define a clear financial strategy that identifies the challenges you’re facing and maps out how to overcome them.
Cash Flow Management
We determine what you’re currently spending, identify areas of ‘fritter’, and establish systems to better manage expenses and predict future spending requirements.
Retirement Planning & Projections
Wealth Planning & Asset Structure
We determine your retirement goals – whether that’s closing your savings gap, retiring earlier, helping your kids, or leaving a legacy – and how to get you there comfortably.
KiwiSaver Assessment
We review your current KiwiSaver settings, including contribution levels, provider options, and fund types. We will introduce you to a KiwiSaver adviser if suitable.
Execution & Accountability
You’ll have ongoing access to your coach between sessions, and we’ll complete a final review to assess your achievements against your original goals and projections.
The Benefits of Working with enable.me
Independent, Expert Strategies Driven by Real Accountability.
Working with enable.me means:
- Independent financial advice – no product bias
- Tactical plans backed by data
- Clear 12-month roadmaps
- Structured progress reviews
- Coaches who understand both lending markets and household cash flow
We don’t just provide recommendations. We help you execute them.
Book Your
Consultation Today
Secure your initial one-on-one session with a qualified, independent financial adviser for $149 (valued at $400).
Your 90-minute consultation is tailored to the complexity of your situation and designed to give you clarity on:
- Your projected retirement income needs
- Whether a retirement savings gap exists
- Your current KiwiSaver and investment position
- The appropriate asset mix for your stage of life
- What a structured 12-month plan could look like
At the end of the session, you’ll understand your next best move.
If you’ve been referred by a friend, enter their full name during booking to unlock mates’ rates.
Returning clients (who have attended a consultation within the last two years) will be charged the full consultation value.
What to Expect in
Your Consultation
We all start our financial journey at different stages. We have different tendencies, wealth levels, timeframes, and ambitions. No matter where you’re starting out and where you want to end up, enable. me can help.
Your initial consultation with an enable.me financial adviser is designed to get a better understanding of where you are now and what your financial goals are to see how we can support you on this journey. It’s split into four parts.
Part 1: Diagnose Your Situation
We’ll dive into your money mindset, habits, and financial position. We’ll assess what you own, owe, earn, and spend, plus review your mortgage repayment progress and any existing investments.
Part 2: Analyse the Opportunities
We’ll benchmark your current performance against your goals, highlight inefficiencies (like fritter spending), and show you where smarter strategies can speed up your progress and help identify areas for improvement.
Part 3: Strategic Recommendations
We’ll discuss a high-level retirement game plan tailored to you, what to focus on, when to act, and how your decisions impact your long-term financial future. Depending on your situation, this may include a projected mortgage-free target date, savings goals, or investment strategies.
Part 4: Your 12-Month Plan
You’ll get a clear outline of what the first 12 months with enable.me could look like, from a quick tune-up to an intensive programme designed to unlock your financial potential.
What Our
Clients Say
Real stories from real people we’ve helped.
“Where do I start! We have just finished our first year with enable.me and can’t thank our Coach Kristin enough for all her mahi, sound advice and guidance. We definitely wouldn’t be where we are today financially if we had continued plodding along on our own. I can’t sing Kristin’s and enable.me’s praises enough. Our only regret is not jumping on board a lot earlier. All the knowledge we have gained is being passed down to our children, who are young adults, giving them the tools to be a lot more financially savvy as they begin their working lives.”
Kristin Sutherland’s Client
“Ashleigh is a delight and so understanding. She helped us adapt to our changing circumstances and put us at ease.”
Ashleigh Waterman’s Client
“Lisa has a pleasant, welcoming manner that put my husband and me at ease immediately. She asked us numerous questions, which gave her a good understanding of our present financial position and of our goals, so I felt her advice was very relevant. She is good with numbers, and her use of the software created a financial review and a graphical forecast with valuable information. We discussed a plan to reach our goals sooner, and this has brought my ideas into agreement with my husband’s, which has made us feel more at peace about our finances. Thank you for all this, Lisa!”
Lisa Butler’s Client
“Rebecca listens to my needs and is empathetic. She explains things so that I can understand, with a friendly manner.”
Rebecca Starkey’s Client
“Corrie-Ann is amazing. She is so supportive and knowledgeable. She takes the stress out of everything and goes above and beyond to help and guide me. She is always one step ahead in following up on everything. I would not be able to do this without her.”
Corrie-Ann Jone’s Client
“It really transformed my financial management, and I think also just having those frank discussions about what’s negotiable and what’s not negotiable at the moment…It was just absolutely brilliant. It’s actually having somebody to structure it for you and go through it with you. That’s the thing that made the biggest difference.”
Shaila Contractor’s Client
“Clear communication, shared understanding of our goals and excellent strategies to support our success. It is really exciting and motivating to see the graphs projected.”
Matt Buckeridge’s Client
“Ray has been amazing for us. Our financial health has completely changed because of Ray’s advice.”
Ray McKeown’s Client
“Maylyn is so approachable, and she always takes time to clarify points and any uncertainties. She’s encouraging and positive while also keeping us on track and goal-focused. We feel very safe working with her, and we recommend enable.me to everyone we know.”
Maylyn Chai’s Client
“Working with a financial coach makes me feel a lot more in control of my goals and my destiny. It means you don’t have ‘money worries.’ Money worries are the pits, and I feel like I’ve had that until now…. I’m now feeling in control, hitting my financial goals, know my targets and goals. It’s more peaceful as I know I have my will in place, they cover everything, so I feel safe.”
Alisha Brady’s Client
Latest News & Insights
Stay informed with our latest articles and updates