Help your people bridge the financial literacy gap
Financial worries are a key source of stress among workers, and COVID-19 has had an adverse impact on people’s stress levels and financial security. If your team’s wellbeing is important you, you should consider including a financial education component to your wellness strategy. A recent study by the Financial Services Council New Zealand found peoples […]
Trauma Cover – your Plan B
When you are fit and healthy and enjoying life, planning for a medical event is one of the last things on your to do list. Unfortunately, cancer, heart attack and stroke make up 90% of trauma cover claims and impact a vast number of Kiwis each year. According to SunSmart NZ, 80,000 Kiwis are diagnosed […]
Health Kick!
COVID-19 has certainly put the focus on our wellbeing and the health care system. When it comes to getting health treatment, timing is often the most overwhelming consideration. And as everybody knows, life can feel short enough without the anxiety of having to end up on a waiting list.
Why Mortgage Debt For Even Longer is Not The Solution to the Housing Affordability Crisis
Record-high (and rising) house prices have prompted plenty of potential housing affordability solutions to be proposed, among them, the prospect of 40-year mortgages. Given where prices currently sit, repaying the debt over the current maximum term of 30-years is unaffordable for a burgeoning number of people, even at rock bottom interest rates, and given people […]
Options to Mitigate the Financial Impact of Property Investment Tax Changes
The recent Government changes to how property investments are taxed prompted concern among many property investors about the additional costs of holding onto their investment. While it’s important that you get good, independent tax advice from your accountant, here are some options you may be able to explore to minimise the impact of not being […]
Understanding your retirement investment projection
You have just received an investment projection from your financial adviser. On first glance it looks as though you’ll be running out of money in retirement. It’s been a long day and suddenly you feel an unwanted sense of panic. Stuffing the report into the folder marked “retirement”, you head to the couch and pick […]
Trauma insurance – help when you need it most
Nobody likes to think about serious illness or injury, but putting the right insurance policies in place will help protect your finances should you find yourself in these situations. One of our clients, James*, 61, was diagnosed with prostate cancer over a year ago. As you can imagine this was a very challenging time for […]
Property Investment Tax Changes – What You Need to Know
The Government has announced changes to how property investments are taxed – and while some of the detail is yet to be determined, we wanted to get you up to speed with how it might impact you, your current investment property and any future investment plans. While there’s no need to panic, it’s important you […]
Sustainable Investing or greenwashing?
Sustainable investing is becoming increasingly popular with more and more Kiwi’s showing their interest in the environmental, social and human capital impacts of the funds they are investing in. Due to this demand several funds have sprung up that are labelled “responsible”, “ethical” or “sustainable”. But do they really live up to label or is […]
How we are helping Kiwis with their future
Recently we helped Helen*, aged 61, review her current insurance policies. Helen has had Trauma cover since 2002 and as part of our standard process we explained her policy back to her so she could more easily understand what she was covered for. During this conversation, Helen mentioned she was diagnosed with a critical illness […]
