Young Kiwis missing out on big returns
Many young Kiwis could be missing out on thousands of dollars by not having their KiwiSaver account set up correctly and with housing prices and the cost of living increase each year, every KiwiSaver dollar saved counts. When you join KiwiSaver you are asked to choose an investment fund type – leave this blank and […]
KiwiSaver mistakes to avoid after 65
Retirement can be a potentially confusing time financially, especially with sudden access to that KiwiSaver cash. A common misconception when it comes to KiwiSaver is that once you reach the age of 65, you need to withdraw all of your KiwiSaver funds immediately. This isn’t the case. In fact, many providers will allow you to […]
Stay-at-home parents need insurance cover too
Being a stay-at-home parent can be the equivalent of several full-time jobs put together. If your family has a non-working parent, you should consider how to cover their contributions to the household if something happens to them. If they suffer an illness or injury, or pass away the financial repercussions could still be devastating. […]
What is inflation and what can we do about it?
Plenty of airtime lately has been dedicated to the rising cost of living. Everyday items like petrol, vegetables, and other groceries have been increasing in price since the same time last year. Inflation refers to the rate of increase in prices over a time period, like comparing the cost of a bag of carrots from […]
Does your employer offer life insurance cover?
Many companies will offer free life insurance cover as part of an employee benefits package. This insurance cover is usually offered to employees at either a fixed amount or based on a particular formula. i.e., multiple of salary. In some instances, you may be able to take up more life cover or add additional benefits […]
New year, new KiwiSaver investment fund?
Whether retirement is 5 years away or 25 years away, your choice of KiwiSaver investment fund will play a big part in helping you realise your KiwiSaver dream. “We all have different goals and different circumstances so the fund that’s right for your friend or colleague may not be the right one for you,” says […]
Riding the Investments Wave
You may have read in the media or seen in your own portfolio that financial markets have had a bit of a rocky start in 2022. It can be concerning to see the value of your investments, like KiwiSaver, go down but it’s important to remember that changes in the value of your investments are […]
Get your KiwiSaver account on-track for first home success
If you are looking to buy your first home, you are probably aware that you can use your KiwiSaver funds towards the deposit. AdviceFirst adviser Casey Woolridge shares three simple things you can do to help give your KiwiSaver money a boost and reach your first home goals faster. 1 – Check you are in […]
What’s driving sustainable investment returns?
Sustainable investing involves thinking about both the financial returns AND the social and environmental impact of investment decisions. While there are subtle differences between each provider, the overall aim of sustainable investment funds is to deliver competitive returns, better value for money and contribute positively to important issues such as climate change. Here are three […]
Five things to do as you build your investment portfolio
Investment can seem like a scary proposition, but it can be quite simple once you know the basics. In fact, if you have a KiwiSaver account then you’re already an investor. So, what can you do next to build that investment portfolio? AdviceFirst adviser Wendy Chen shares five points to consider. Have goals in mind […]
