“Trust the process”: Kathryn and John’s Mortgage-free Journey
We recently caught up with enable.me client Kathryn about her experience with our financial coaching programmes.
Protecting Retirement: Planning For The Unexpected
We all hope and wish for our ideal retirement; spending more time with friends and family, chasing a long-overdue passion project or relaxing on extended overseas holidays. Whether retirement is in the distant future, just around the corner, or you’re already there, you’ll know how essential it is to plan and prepare – not just […]
Are You About to Make the Most Expensive Withdrawal of Your Life?
You’ve spent years building your KiwiSaver investment. You’ve watched it grow, ridden out a few bumps in the market, and now that you’ve reached 65+ you’re finally reaching the point where you can access it. But before you do anything… pause. Because withdrawing your entire KiwiSaver balance the moment you hit retirement could be the […]
How might New Zealand be impacted by the US Tariffs?
If you’re following the news around the US Tariffs, it’s likely you may have questions about what this means for you and your financial plan. To recap what’s been happening, the US has imposed tariffs on China, Canada and Mexico. In response, retaliatory tariffs have been promised by these countries, causing further concern for consumers […]
Elections and Interest Rates: The Distractions that Derail Success by Mel Cooper
At the time of writing this post, many await the results of another highly publicised American election cycle. An incendiary media has created endless concern over economic shifts and potential changes in interest rates following the election – and for many of us, this noise can be an all-consuming distraction. However, letting these uncertainties dictate […]
Wealth creation – Is property investing right for you?
We grow wealth for many reasons: to create options, retire comfortably, improve security, or help the next generation. Whatever your reason is for growing wealth, there are many pathways towards achieving wealth. What’s suitable for you depends on a variety of factors. However, we often get asked whether property investing is a good option. With […]
Market Volatility and Staying the Course
In recent weeks, global equity markets have experienced significant volatility, with prices falling by around 5% since mid-July. This sudden drop, driven by various factors including unexpected rate changes by the Bank of Japan and softer-than-expected U.S. labour market data, has undoubtedly caused concern among investors. In times like these, it’s easy to lose sight […]
Decumulation of Assets in Retirement
You’ve worked hard building up to the day where you clock out for the final time to enjoy the fruits of your hard-earned labour. Retirement is the day we’ve all been planning for – but the transition from a saving mindset to spending can seem scary at first and requires a new plan: decumulation. It’s […]
Meet the team – Peter O’Rourke
With over 30 years of experience in financial services, Peter is dedicated to helping his clients achieve their financial goals. We’re delighted to welcome him onboard as our latest addition to the Wealth Team. From avid Warriors fan and explorer of New Zealand to helping clients realise their financial potential, we know you’ll enjoy getting […]
Diversification – your double-edged defence to greater long-term results
Are you protecting your long-term wealth with diversification? According to stats from the CFA Institute, only 21.4 per cent of U.S. stocks beat the market over 20 years from 1927 – 2020, illustrating the utmost importance of diversifying your portfolio and not relying on one ‘golden goose’ to bring you success. But what is diversification, […]
