Is it worth locking in my mortgage for a 5yr term?

With mortgage rates changing regularly, and continue instability, you may be wondering how long to refix for. As banks lower their 5-year rates, are these actually a good deal?
Here’s why you shouldn’t freak out in the face of rising interest rates

While there’s plenty of doom and gloom about the New Zealand economy, there are still things to be positive about. Find out what they are from Hannah McQueen.
Tips for creating financial tailwinds when facing economic headwinds

“The most important trump card you have when it comes to trying to foster and cultivate financial success is forward momentum.” Here’s how you can create that forward momentum for yourself.
Why fixing your mortgage on a longer term might not be the best idea

Learn why fixing your mortgage rate for 3 years or more might seem like the safer move, but could actually cost you more on your mortgage in the long run.
How to manage high mortgage interest rates and get ahead

After a year of gradual increases to the OCR in a bid to combat inflation, as we battle the rising cost of living, many of us will also be battling the rising cost of our mortgages.
Making sense of the Mortgage Market – with JB and Hannah McQueen

Unless the housing market and mortgages is your bread and butter – like it is for John Bolton (more commonly known as JB) from Squirrel Mortgages – the mortgage market can be a bit of a minefield, especially now as the economy is having a bit of a ‘moment.’
How to manage your mortgage, get ahead, and preserve your ability to grow wealth

Find out how with the right approach and structure you can pay off your mortgage faster – even when times are tough.
The 3 key Things You Should Know About Property Cycles

If you’re following the news, or even just popping your nose in now and again, the headlines can feel startling. How the property cycle impacts you depends on whether you’re looking to buy, sell, or hold.
This is how much your 30-year mortgage could actually be costing you

30-year mortgages are now the most popular term with 57% of new mortgages taken out in 2022 issued with this long-term option – a figure that has been rising steadily since 2017, and one that’s highest amongst first home buyers (at 74% of this group). While the length of the term can make the mortgage […]
enable.me’s top five financial tips
Even if you feel you’re on a good salary, you may still be wondering how you’ll be able to cover all your costs – and maybe have something saved for the future – as the cost of living continues to rise. So, here are enable.me’s top five tips for staying on top of your finances […]