Why fixing your mortgage on a longer term might not be the best idea
Learn why fixing your mortgage rate for 3 years or more might seem like the safer move, but could actually cost you more on your mortgage in the long run.
How to manage high mortgage interest rates and get ahead
After a year of gradual increases to the OCR in a bid to combat inflation, as we battle the rising cost of living, many of us will also be battling the rising cost of our mortgages.
Making sense of the Mortgage Market – with JB and Hannah McQueen
Unless the housing market and mortgages is your bread and butter – like it is for John Bolton (more commonly known as JB) from Squirrel Mortgages – the mortgage market can be a bit of a minefield, especially now as the economy is having a bit of a ‘moment.’
How to manage your mortgage, get ahead, and preserve your ability to grow wealth
Find out how with the right approach and structure you can pay off your mortgage faster – even when times are tough.
The 3 key Things You Should Know About Property Cycles
If you’re following the news, or even just popping your nose in now and again, the headlines can feel startling. How the property cycle impacts you depends on whether you’re looking to buy, sell, or hold.
This is how much your 30-year mortgage could actually be costing you
30-year mortgages are now the most popular term with 57% of new mortgages taken out in 2022 issued with this long-term option – a figure that has been rising steadily since 2017, and one that’s highest amongst first home buyers (at 74% of this group). While the length of the term can make the mortgage […]
enable.me’s top five financial tips
Even if you feel you’re on a good salary, you may still be wondering how you’ll be able to cover all your costs – and maybe have something saved for the future – as the cost of living continues to rise. So, here are enable.me’s top five tips for staying on top of your finances […]
What You Need To Know About Second-Tier Lenders
One of the workarounds that’s been suggested since tough new lending rules started making it harder to get a mortgage is considering second-tier lenders. In our experience second-tier lenders can provide a useful alternative when the main banks aren’t playing ball – but even mentioning the term ‘second-tier’ can provoke an interesting response from some […]
The impact of new lending restrictions on those who want a mortgage
The new lending regulations that have banks going through your statements with a fine-toothcomb and assessing what you spend on Uber Eats and Netflix might feel a bit judgey (and it kinda is). That judgement impacts how much people with good incomes and strong equity positions can borrow. The solution for making the banks less […]
Why Mortgage Debt For Even Longer is Not The Solution to the Housing Affordability Crisis
Record-high (and rising) house prices have prompted plenty of potential housing affordability solutions to be proposed, among them, the prospect of 40-year mortgages. Given where prices currently sit, repaying the debt over the current maximum term of 30-years is unaffordable for a burgeoning number of people, even at rock bottom interest rates, and given people […]
