How to Handle the Mounting Financial Pressures of 2022

Warren Buffet famously said “Only when the tide goes out do you discover who’s been swimming naked” – and we may soon see exactly who’s in the buff, because the tide has turned. Interest rates are rising, inflation is a 30-year high, share markets have been falling and the housing market has been slowing, there […]

Why Your Spending Habits Matter Now – More Than Ever

We all know that interest rates are rising – The Reserve Bank raised interest rates by 0.25, as they were expected to do, and as they were poised to do back in August, before the Level 4 lockdown was announced. That’s bound to set off a fresh round of fretting about where interest rates are […]

Turning Lockdown Spending Gains into Long-Term Financial Wins

If your income has been uninterrupted during lockdown, you might think – I’m better off after lockdown, I haven’t spent any money for a month! That does give you a head start – but not only is there a high chance that you’ll be racing out to do a catch-up spend as soon as you […]

Why Comfort Can Be The Enemy of Financial Progress

Growing Your Wealth

Are you feeling fairly comfortable right now? Not ‘laid up on the couch with your feet up’ comfortable, but financially comfortable? It’s never been cheaper to borrow money, which means even if your mortgage is on the large side (let’s face it, prices are crazy) – it’s costing less to pay it than it was a few […]

New Year: New You? Top Tips to Make Your Financial Goals stick

Finances are regularly in the top 3 New Year resolutions, and after the rollercoaster of 2020, it’s likely this year is no different. The top goals we usually see include; I want to: Whatever your specific target, making financial progress is always a worthy goal. The fishhook is that the research shows 80% of New […]

Dealing with Christmas Debt – Key Tips From Financial Adviser Hannah McQueen

December to February can be one of the trickiest times of year for your finances – there’s the cost of Christmas, the cost of a summer holiday, and then back-to-school costs quickly follow. If you’ve blown the budget over this period it can put all your goals for the year ahead seriously on the backfoot […]

Spring has Sprung – Time For a Financial Spring Clean!

The daffodils are out, lambs are finding their feet, and the days are getting longer – spring has finally arrived. Spring, like the New Year, signals new beginnings. It’s the traditional time of year for an annual spring clean, but don’t limit that clean out to your winter wardrobe – it’s also the perfect time […]