How to live the retirement of your dreams
Do you know how much you’ll need to live the retirement of your dreams? Here’s how to know how much you’ll need and make sure you have enough when you retire.
This is how much your 30-year mortgage could actually be costing you
30-year mortgages are now the most popular term with 57% of new mortgages taken out in 2022 issued with this long-term option – a figure that has been rising steadily since 2017, and one that’s highest amongst first home buyers (at 74% of this group). While the length of the term can make the mortgage […]
Are you sinking in short-term debt?
It feels like everywhere we turn we’re being inundated with the temptation to spend money we do not have – and services that enable us to do so. Credit card preapprovals from our bank, Buy Now Pay later options at our favourite stores, loans to pay for a new car or well-deserved overseas holiday (we […]
How your money mindset impacts your ability to grow wealth
We’ve talked before about raising financially independent kids, and how parents are responsible for teaching their kids how to be good with money. So, have you considered how your own upbringing has impacted your relationship with finances, or what exactly is influencing your day-to-day money decisions? Even if your parents didn’t consciously teach you about […]
Serious about your romance? Then it’s time to talk about money.
You’re in love! You cannot imagine life without them. You can talk to each other about anything. At least, almost… Results from a recent survey revealed that Kiwis feel more comfortable talking about politics than finances! But not talking about money isn’t going to lead to your happily ever after. In fact, it can […]
enable.me’s top five financial tips
Even if you feel you’re on a good salary, you may still be wondering how you’ll be able to cover all your costs – and maybe have something saved for the future – as the cost of living continues to rise. So, here are enable.me’s top five tips for staying on top of your finances […]
3 ways to protect your financial future during a divorce
Divorce rates are going up, and it’s possible due to the impact that COVID-19 lockdowns have had on relationships. But, whatever the reason, divorces are hard. Particularly if you weren’t expecting it. They take a toll on so many aspects of our lives; mentally, physically, and financially. And, it’s rare that both parties come out […]
The costs of living are rising. Is there anything I can do?
When talking to enable.me clients they felt 2022 started off OK. COVID restrictions were beginning to ease, there was the promise that borders would be re-opening. Maybe, they thought, we could finally take that holiday we’d been craving for the last two years. Now though, many are wondering whether they can still afford that extravagant […]
Make sure you include these 3 lifetime goals in your financial strategy
Having a solid financial strategy in place is crucial for staying buoyant now, and well into the future. To make sure you’re able to live comfortably for your whole life, not just now, here are 3 goals your financial strategy should address. 1. Growing your wealth According to the Financial Resilience Index most employed […]
Don’t change long term plans due to short term “noise”
You’re sitting in your nice, new, comfortable home. You bought it planning to live in it until you retire. Maybe longer. Given your age, you figure this is still several decades away. Just as you start to relax, there’s a knock at the front door. Opening the door, you see someone looking rather stressed […]
