I was referred to enableMe by a friend. I would describe my financial situation before I came to enableMe as all over the place and going backwards. enableMe helped clarify my current situation, addressed my habits, showed me how I could improve and set it out simply with easy to follow direction. I now have a better understanding of where my money goes each month, excitement at the prospect of being mortgage free much earlier than anticipated. There has been a positive effect on my personal relationship as my husband and I can now have civilised, proactive financial conversations rather than angry shouting matches!