Don’t change long term plans due to short term “noise”
You’re sitting in your nice, new, comfortable home. You bought it planning to live in it until you retire. Maybe longer. Given your age, you figure this is still several decades away. Just as you start to relax, there’s a knock at the front door. Opening the door, you see someone looking rather stressed […]
Why you should think of your adviser as your personal financial trainer
Growing up we had one of those indoor exercise bikes. You know the type, the ones you purchase with dreams of sweating off the pounds and getting into shape. It came in a big cardboard box. We unwrapped it, marvelled at it, sat on it and spun the wheels… and then mostly treated it like […]
Bridging the gender pay gap: Have you considered asking for a raise?
Last week we covered Why women need to be more proactive about investing. One of the reasons is that overall, women earn less – making it even more important that we’re smart when it comes to the money we do earn and fight to get paid what we’re worth. And the law is on our side. […]
Why women need to be more proactive about investing money
When it comes to finances, women are often stuck on the back foot. Some would even go so far as to say the system’s rigged against us. When you take into consideration the gender pay gap, the recently revealed KiwiSaver gender gap, and the fact that women live longer… it’s no wonder we prefer a glass […]
Young Kiwis missing out on big returns
Many young Kiwis could be missing out on thousands of dollars by not having their KiwiSaver account set up correctly and with housing prices and the cost of living increase each year, every KiwiSaver dollar saved counts. When you join KiwiSaver you are asked to choose an investment fund type – leave this blank and […]
KiwiSaver mistakes to avoid after 65
Retirement can be a potentially confusing time financially, especially with sudden access to that KiwiSaver cash. A common misconception when it comes to KiwiSaver is that once you reach the age of 65, you need to withdraw all of your KiwiSaver funds immediately. This isn’t the case. In fact, many providers will allow you to […]
Protecting your health with health insurance
Your health is your most important asset. If you get sick or injured, you still need to pay your bills and support your family, insurance exists to help make ends meet in such a situation. The New Zealand health system is robust but has a few twists and turns that can make it a little complicated to figure out what you need. So, is private health insurance the right move for you?
Stay-at-home parents need insurance cover too
Being a stay-at-home parent can be the equivalent of several full-time jobs put together. If your family has a non-working parent, you should consider how to cover their contributions to the household if something happens to them. If they suffer an illness or injury, or pass away the financial repercussions could still be devastating. […]
What is inflation and what can we do about it?
Plenty of airtime lately has been dedicated to the rising cost of living. Everyday items like petrol, vegetables, and other groceries have been increasing in price since the same time last year. Inflation refers to the rate of increase in prices over a time period, like comparing the cost of a bag of carrots from […]
Is Now a Bad Time to Invest? Making Financial Decisions Amid Uncertainty
With the world seeming to be in disarray and a number of economic factors turning negative, the questions clients are asking me most often all start with: “Is now a bad time to…? With house prices flattening, share market volatility, high inflation, and rising interest rates, it might seem completely logical to think your best […]
