Strategic Property Assessment
Unlock Your Property and Maximise Retirement.
Many New Zealanders have built significant wealth through property. As retirement approaches, the challenge often shifts from building wealth to understanding how and when to access it.
If property has helped build your wealth, how do you know whether it is still the right strategy for the future you want?
Our Strategic Property Assessment gives you a structured framework to evaluate your portfolio, understand the trade-offs, and create a clear, documented strategy for what comes next. It is designed to help you make confident decisions about your property portfolio and understand how it fits into your broader financial future.
Our Approach
We use a structured six-factor assessment framework to evaluate each property in your portfolio and identify potential risks, opportunities and priorities.
Gross yield
How effectively the property is generating rental income.
Cash flow impact
What the property is costing or contributing to your weekly cashflow.
Capital growth outlook
Future growth potential based on location, market position and portfolio objectives.
Maintenance and future costs
Expected repair, renovation and capital expenditure requirements.
Geographic concentration
Whether too much of your wealth is concentrated in a particular market or location.
Banking and lending complexity
The impact of cross-securities, lending structures and future lending requirements.
What You’ll Receive
- A documented Strategic Property Assessment
- A portfolio review and scoring framework
- Analysis of each investment property’s strengths and risks
- Recommendations tailored to your goals and timeframe
- Clear next steps and actions
- Guidance on how property fits within your broader financial plan.
What You'll Achieve
With the Strategic Property Assessment, you are not simply deciding what to do with your properties. You are building a strategy that aligns your portfolio with your lifestyle, retirement goals, and long-term financial future.
The Benefits of Working with enable.me
Independent, Expert Strategies Driven by Real Accountability.
Working with enable.me means:
- Independent financial advice – no product bias
- Tactical plans backed by data
- Coaches who understand both lending markets and household cash flow
Book Your
Consultation Today
Secure your initial one-on-one session with a qualified, independent financial adviser for $149 (valued at $400)
Your 90-minute consultation is tailored to the complexity of your situation and designed to give you clarity on:
- Your current financial position
- Your borrowing and investment capacity
- Your risk appetite and long-term objectives
- The growth opportunities available to you
- What a structured plan could look like
At the end of the session, you’ll understand your next best move.
If you’ve been referred by a friend, enter their full name during booking to unlock mates’ rates.
Returning clients (who have attended a consultation within the last two years) will be charged the full consultation value.
What to Expect in
Your Consultation
We all start our financial journey at different stages. We have different tendencies, wealth levels, timeframes, and ambitions. No matter where you’re starting out and where you want to end up, enable.me can help.
Your initial consultation with an enable.me financial adviser is designed to get a better understanding of where you are now and what your financial goals are to see how we can support you on this journey. It’s split into four parts.
Part 1: Diagnose Your Situation
We’ll dive into your money mindset, habits, and financial position. We’ll assess what you own, owe, earn, and spend, plus review your mortgage repayment progress and any existing investments.
Part 2: Analyse the Opportunities
We’ll benchmark your current performance against your goals, highlight inefficiencies (like fritter spending), and show you where smarter strategies can speed up your progress and help identify areas for improvement.
Part 3: Strategic Recommendations
We’ll discuss a high-level game plan tailored to you, what to focus on, when to act, and how your decisions impact your long-term financial future. Depending on your situation, this may include a projected mortgage-free target date, savings goals, or investment strategies.
Part 4: Your Plan
You’ll get a clear outline of what working with enable.me could look like, from a a module like the above to an intensive programme designed to unlock your financial potential.
What Our
Clients Say
Real stories from real people we’ve helped.
“Where do I start! We have just finished our first year with enable.me and can’t thank our Coach Kristin enough for all her mahi, sound advice and guidance. We definitely wouldn’t be where we are today financially if we had continued plodding along on our own. I can’t sing Kristin’s and enable.me’s praises enough. Our only regret is not jumping on board a lot earlier. All the knowledge we have gained is being passed down to our children, who are young adults, giving them the tools to be a lot more financially savvy as they begin their working lives.”
Kristin Sutherland’s Client
“Ashleigh is a delight and so understanding. She helped us adapt to our changing circumstances and put us at ease.”
Ashleigh Waterman’s Client
“Lisa has a pleasant, welcoming manner that put my husband and me at ease immediately. She asked us numerous questions, which gave her a good understanding of our present financial position and of our goals, so I felt her advice was very relevant. She is good with numbers, and her use of the software created a financial review and a graphical forecast with valuable information. We discussed a plan to reach our goals sooner, and this has brought my ideas into agreement with my husband’s, which has made us feel more at peace about our finances. Thank you for all this, Lisa!”
Lisa Butler’s Client
“Rebecca listens to my needs and is empathetic. She explains things so that I can understand, with a friendly manner.”
Rebecca Starkey’s Client
“Corrie-Ann is amazing. She is so supportive and knowledgeable. She takes the stress out of everything and goes above and beyond to help and guide me. She is always one step ahead in following up on everything. I would not be able to do this without her.”
Corrie-Ann Jone’s Client
“It really transformed my financial management, and I think also just having those frank discussions about what’s negotiable and what’s not negotiable at the moment…It was just absolutely brilliant. It’s actually having somebody to structure it for you and go through it with you. That’s the thing that made the biggest difference.”
Shaila Contractor’s Client
“Clear communication, shared understanding of our goals and excellent strategies to support our success. It is really exciting and motivating to see the graphs projected.”
Matt Buckeridge’s Client
“Ray has been amazing for us. Our financial health has completely changed because of Ray’s advice.”
Ray McKeown’s Client
“Maylyn is so approachable, and she always takes time to clarify points and any uncertainties. She’s encouraging and positive while also keeping us on track and goal-focused. We feel very safe working with her, and we recommend enable.me to everyone we know.”
Maylyn Chai’s Client
“Working with a financial coach makes me feel a lot more in control of my goals and my destiny. It means you don’t have ‘money worries.’ Money worries are the pits, and I feel like I’ve had that until now…. I’m now feeling in control, hitting my financial goals, know my targets and goals. It’s more peaceful as I know I have my will in place, they cover everything, so I feel safe.”
Alisha Brady’s Client
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Have Questions About Your Property Portfolio?
Let’s explore your options together. Contact us today to discuss your portfolio, future goals, and how a Strategic Property Assessment could help you make more confident decisions.
