Transitional Financial Advice Provider Licence
In November we were granted our Transitional Financial Advice Provider Licence. This licence is an important milestone and is required as part of new legislation that is coming in to practice from March 2021. This legislation aims to improve access to high quality financial advice for all New Zealanders. Regardless of any legislation, our focus […]
What negative interest rates actually mean
Written by Martin Hawes – Director and shareholder, Lifetime Retirement Income Negative interest rates. Now there’s a phrase that would turn any income investor’s blood to ice. Things are bad enough now but what will it be like if we have to pay the bank to look after our money? How are we going to […]
The Ethics of Investing in Social Media
With social media, freedom of speech is no longer limited to those who have control over traditional media – everyone can be heard globally, for better or worse.
Help your children to help themselves
Could your adult children benefit from some timely retirement savings advice?
Modern slavery in supply chains
How ethical investors avoid companies that exploit workers.
The facts behind your fire & general insurance claims
Insurance in the headlines but take a closer look…
Who looks After Your Interests?
The role of “supervisors” in New Zealand Have you ever wondered who’s looking after your interests as an investor when you put your money into a Kiwisaver scheme or a managed fund? The good news is that in most cases there will be a corporate trustee company appointed as a “supervisor”, whose role is to […]
Are you really busy?
The Busy-ness Epidemic When someone asks you how you are, inside or outside of work, how many times will you have answered “ugh, I’m so busy” in the past month? How many times today? Chances are if you really think about it, you’d lose count. We’re all guilty of using the broad definition of busy […]
Saving For That First Home
KiwiSaver – Saving for that first home To make the most of your KiwiSaver account you need to consider your short-term & long-term goals. Are you saving for retirement or are you getting a deposit together for your first home? If you’re in it for the long haul and saving for retirement, then there are […]
The Importance Of Income Protection
Many businesses are heavily reliant on the business owners, and if ill-health strikes it can take a toll on the owners, and the business. Take the story of Rory and Hamish, who jointly own and operate a small business. Some years ago, Rory was unable to work for an extended period of time due to […]
