How Kiwis can build a more diverse investment portfolio

New Zealand has generally been the land of property investment. Sure, one or two people here and there invested in the share market or managed funds. But overall, we’ve always been a little shy of dipping our toes into the investment pond.    But this is slowly shifting and investing in the share market is […]

When is the best time to be in shares?

I love orchards and fruiting plants. So, I have a habit of visiting plant nurseries and gardening stores just to gather information, even when I’m not sure what I’ll buy. One day I went to a garden centre to look at apple trees.    I asked the owner, “So when is the best time of […]

Don’t change long term plans due to short term “noise”

You’re sitting in your nice, new, comfortable home. You bought it planning to live in it until you retire. Maybe longer. Given your age, you figure this is still several decades away. Just as you start to relax, there’s a knock at the front door.    Opening the door, you see someone looking rather stressed […]

Why you should think of your adviser as your personal financial trainer

Growing up we had one of those indoor exercise bikes. You know the type, the ones you purchase with dreams of sweating off the pounds and getting into shape. It came in a big cardboard box. We unwrapped it, marvelled at it, sat on it and spun the wheels… and then mostly treated it like […]

Is Now a Bad Time to Invest? Making Financial Decisions Amid Uncertainty

With the world seeming to be in disarray and a number of economic factors turning negative, the questions clients are asking me most often all start with: “Is now a bad time to…? With house prices flattening, share market volatility, high inflation, and rising interest rates, it might seem completely logical to think your best […]