How to make the most of your KiwiSaver investment
KiwiSaver is one of those things nestled away accumulating money without much thought. But could it be working harder for you? It’s a powerful tool that can play a significant part in your overarching wealth strategy. It’s deducted before you see it (if employed), is contributed to by your employer, includes free money from the […]
Tips for surviving a recession
With increased talk of a recession making the rounds there’s no better time to start getting your finances in order and making plans for the future. In the first quarter to March 2022, our GDP fell by 0.2% and another fall in the June quarter would technically bump NZ into a recession. The best […]
Tips for investing in volatile times
The world can seem like a chaotic place right now, with COVID pandemic still to deal with, wars ongoing, and all flavours of political upheaval. All this can make the idea of investing seem too complicated. 2019 saw news about Trump’s impeachment, Brexit, North Korea, and Hong Kong protests, yet the market went up […]
Rethinking Life Insurance
Life insurance is that extra bit of help for the people that you care about in the event of your death. Here are a few things you might not have known about life insurance which just might encourage you to take another look at your cover. 1. Keeping your policy updated doesn’t always mean […]
Young Kiwis missing out on big returns
Many young Kiwis could be missing out on thousands of dollars by not having their KiwiSaver account set up correctly and with housing prices and the cost of living increase each year, every KiwiSaver dollar saved counts. When you join KiwiSaver you are asked to choose an investment fund type – leave this blank and […]
KiwiSaver mistakes to avoid after 65
Retirement can be a potentially confusing time financially, especially with sudden access to that KiwiSaver cash. A common misconception when it comes to KiwiSaver is that once you reach the age of 65, you need to withdraw all of your KiwiSaver funds immediately. This isn’t the case. In fact, many providers will allow you to […]
Stay-at-home parents need insurance cover too
Being a stay-at-home parent can be the equivalent of several full-time jobs put together. If your family has a non-working parent, you should consider how to cover their contributions to the household if something happens to them. If they suffer an illness or injury, or pass away the financial repercussions could still be devastating. […]
What is inflation and what can we do about it?
Plenty of airtime lately has been dedicated to the rising cost of living. Everyday items like petrol, vegetables, and other groceries have been increasing in price since the same time last year. Inflation refers to the rate of increase in prices over a time period, like comparing the cost of a bag of carrots from […]
Does your employer offer life insurance cover?
Many companies will offer free life insurance cover as part of an employee benefits package. This insurance cover is usually offered to employees at either a fixed amount or based on a particular formula. i.e., multiple of salary. In some instances, you may be able to take up more life cover or add additional benefits […]
New year, new KiwiSaver investment fund?
Whether retirement is 5 years away or 25 years away, your choice of KiwiSaver investment fund will play a big part in helping you realise your KiwiSaver dream. “We all have different goals and different circumstances so the fund that’s right for your friend or colleague may not be the right one for you,” says […]
