Smart Retirement Savings Lessons from Australia
Saving for retirement can feel like a lofty – sometimes impossible – goal for many Kiwis. When everyday expenses already stretch the budget, it’s no surprise that retirement savings can sometimes fall to the bottom of the list. How do you plan for something that’s 20 or 30 years away, especially when making ends meet […]
KiwiSaver Financial Hardship Withdrawals: What You Need to Know by Lisa Butler
KiwiSaver is a great tool to kickstart your long-term investment plan. You can use it to help fund your retirement or a first home. In some circumstances, you can also withdraw some of your KiwiSaver investment for hardship reasons. Going through financial hardship can be overwhelming and difficult to navigate. It can be hard to […]
The Future of KiwiSaver and Your Retirement
Big changes have been announced to KiwiSaver recently and we want to ensure you’re all across it. To recap what has been announced: The default contribution rate will be increased from 3% to 4% by April 2028 for both employees and employers. This will be changed in a phased approach, building up to 3.5% […]
Are You About to Make the Most Expensive Withdrawal of Your Life?
You’ve spent years building your KiwiSaver investment. You’ve watched it grow, ridden out a few bumps in the market, and now that you’ve reached 65+ you’re finally reaching the point where you can access it. But before you do anything… pause. Because withdrawing your entire KiwiSaver balance the moment you hit retirement could be the […]
Setting yourself up for financial success
There’s nothing like the satisfaction of a fresh start at the beginning of a new year. Everyone approaches New Year’s resolutions differently; they might involve healthy eating, more exercise, or spending more time with the family, but how much thought have you given to your financial resolutions? Here are a handful of simple tips for […]
How to save on your insurance premiums
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.17.3″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”-12px|||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.17.3″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] Personal insurances such as Life, Income and Trauma cover are some of the most important safety nets when you and your family are going through tough times. Nevertheless, during times of high […]
Reasons to consider personal insurance in your 50s
[et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] By the time you turn 50, it’s possible you’re entering a period of your life with more financial freedom than ever before. Many in this stage of life could be close to saying goodbye to their mortgage, or already paid it off, and their children are possibly […]
Keeping your KiwiSaver savings on track for your financial goals
You may have heard of a KiwiSaver review, but what exactly is this, and why is it important to have one? Let’s go through what happens in an AdviceFirst KiwiSaver review so you can see how one may benefit you. In a KiwiSaver review, you work alongside an adviser who helps you determine whether your […]
How to make the most of your KiwiSaver investment
KiwiSaver is one of those things nestled away accumulating money without much thought. But could it be working harder for you? It’s a powerful tool that can play a significant part in your overarching wealth strategy. It’s deducted before you see it (if employed), is contributed to by your employer, includes free money from the […]
Tips for surviving a recession
With increased talk of a recession making the rounds there’s no better time to start getting your finances in order and making plans for the future. In the first quarter to March 2022, our GDP fell by 0.2% and another fall in the June quarter would technically bump NZ into a recession. The best […]
