KiwiSaver

Your guide to getting the most out of KiwiSaver

Your Path to a Brighter Future

KiwiSaver is more than just a savings initiative – it’s a cornerstone for building your financial future.

Designed to help New Zealanders prepare for retirement and, in some cases, achieve their first home goals, KiwiSaver is a valuable investment for every eligible individual.

Whether you’re just getting started or want to ensure your KiwiSaver investment better aligns with your goals, enable.me is here to help you make the most of your savings.

Why Review Your KiwiSaver Investment with enable.me?

KiwiSaver isn’t a ‘set and forget’ investment – your financial goals, risk tolerance, timeframes and market conditions change over time. Regular reviews help ensure your KiwiSaver investment remains appropriate for your long-term goals. Here are four key reasons to review your KiwiSaver investment with enable.me:

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Ensure your money is working harder

Not all KiwiSaver funds perform the same. A regular review ensures you’re in a fund that aligns with your risk profile and works better for your long-term goals.

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Align with Your Goals

Whether you’re saving for retirement or your first home, your KiwiSaver investment should be working towards your specific goals. We help adjust your strategy as your life changes.

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Invest with your values in mind

Each KiwiSaver provider takes their own approach to investing. Whether you’re looking for an ethical investment, or simply want something cost-effective, there is a KiwiSaver provider suitable for everybody.

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Be confident when the market changes

Markets fluctuate, and different funds respond in different ways. Our KiwiSaver specialists help you navigate these changes to and answer any questions you have.

KiwiSaver Calculator

Find out how much your KiwiSaver savings could grow to help you achieve your goals.

Navigating KiwiSaver with enable.me

At enable.me, we make it easy to get expert guidance on your KiwiSaver investment.

Here’s why Kiwis trust us:

Unbiased Expertise – We’re independent and work with multiple providers, ensuring you get impartial advice tailored to your needs.

Nationwide Network – Our team of expert financial advisers work from multiple offices across the country and can provide both in-person and online consultations.

Personalised Support – Whether you’re interested in ethical investing, need to adjust your risk profile, or simply want confidence in your choices, we offer tailored advice.

Ongoing Reviews – Life changes, and so should your KiwiSaver investment strategy. We check in regularly to keep your investment aligned with your goals.

KiwiSaver Benefits at Retirement

You can access your KiwiSaver investment from age 65 (or earlier if you are purchasing your first home).

After age 65, some clients leave the funds invested for continued growth, accessing them when needed; others set up regular withdrawals as an income stream; and others withdraw the full amount, adding it to other savings and investments they hold. 

Funds withdrawn after retirement are tax-free.

While employer and government contributions stop (for those eligible), your KiwiSaver investment remains an important asset for your financial wellbeing.

KiwiSaver for Retirement

Our KiwiSaver Providers

We partner with leading KiwiSaver providers, offering an Approved Product List (APL) of scheme providers that have been through due diligence internally, and supported by guidance from external research professionals (including BlackRock and Morningstar).

Our APL is subject to ongoing review and includes Milford, Fisher Funds, AMP, OneAnswer, Booster and Generate.

Secure Your KiwiSaver Future

Whether you want to check the fund your savings are in is appropriate for you or you’re just getting set up, we’re here to help. Contact us today to make sure your KiwiSaver investment is working hard for you.