To kill your mortgage you must first find your focus and follow our 7-step process to get you financially lean. Then we use enable.me’s patented mortgage optimisation formula to repay your debt fast.
Our team will re-negotiate and restructure your mortgage to save you interest, while retaining flexibility. You can stay with your current bank, or move banks - we have no preference.
We’ll benchmark your spending and mortgage balances against other clients earning a similar level of income. This helps identify wastage, what we call ‘fritter’.
Most of us fritter about 15% of our income on things that don’t make us any happier. On an income of $100,000 that’s $15,000 wasted!
We’ll set you up with a personal finance system that funnels your fritter into debt repayment.
This is where the magic happens! Once you see your mortgage being repaid much faster than before, you start to gain momentum and you're on your way to joining our mortgage-free club.
Step 1
Understand your BMI and financial goals.
Step 2
Design a plan to get you there faster.
Step 3
Implement the plan with the right framework and structures. Review your mortgage.
Step 4
Test the plan.
Step 5
Restructure your mortgage using our patented mortgage optimisation formula. Set quarterly targets. Lock in the plan. Track and go hard for 3 months.
Step 6
Measure progress monthly. Refine the plan, set new goals for the next quarter and track results. Rinse and repeat for the rest of the year.
Step 7
Those that are on track, we will want to stretch you further and introduce additional strategies to grow your wealth so you are future ready.
Regan and Liz Hill were doing OK financially but wanted to see if they could get ahead faster. enable.me’s helped them navigate buying a house, getting married, having kids and taking maternity leave. They’re now close to being mortgage free.
Regan and Liz Hill were doing OK financially but wanted to see if they could get ahead faster. enableMe’s helped them navigate buying a house, getting married, having kids and taking maternity leave. They’re now close to being mortgage free.
The first step is a 90 minute meeting with one of our financial strategists & coaches. Here we establish your starting point, what you should be aiming for and how we can get you there faster.
GET STARTED
