November 23, 2020
2020 has dished out some heavy blows to some - and significant uncertainty to everyone. While nothing will be magically fixed at 12.01am on New Year’s Day, there’s a general sense of hope the coming year will bring much better times with it.
But when it comes to your finances, hope alone is insufficient to ensure the next 12 months will be better than the last!
Change requires taking action - and lasting change requires a lot more besides.
We’re all familiar with the New Year reset - your diet, your goals, your finances. But more often than not, those good intentions quickly wane, and we return to our default behaviours, which are seldom the ones that bring us closer to our goals.
It might be that you escaped Covid-19 pretty much financially unscathed – but it made you realise that you need to take advantage of your opportunities to get ahead while you’ve got them, because we’ve anything can happen!
It could be that Covid-19 wiped out your ability to be financially resilient and you need to rebuild, whether it’s to prepare for any further virus-related uncertainty, or curveballs of another kind.
Or, it might be that super-low interest rates mean you’re having to reconsider where you put your money to generate a better return.
Whatever your circumstances, the first step is to diagnose where you’re currently at, then establish what you want to achieve and - perhaps more importantly - what you’re capable of achieving, because it’s often more than you think!
Then you need to develop the behaviours, framework, strategy and mindset to head into 2021 ready to nail it – and that’s where enable.me financial strategy & coaching can help.
Start by booking a consultation here - then we can help you start making life better – in 2021 and beyond.